Affirm: Buy now, pay over time

Why Choose Affirm? Flexible "Buy Now, Pay Later" Plans for 2025

Instant Access to Your Purchases with No Hidden Fees

Affirm allows you to shop at your favorite stores and enjoy your purchases immediately without paying the full price upfront. Whether you're shopping online or in-store, Affirm's transparent layaway service ensures there are no hidden fees. Download the latest version of the Affirm app on iOS or Android to get started today.

Exclusive Deals and 0% APR Offers

With Affirm, you can unlock exclusive discounts on a wide range of products, from clothing to electronics and even cars. Qualify for interest-free payments and enjoy an APR as low as 0% on select purchases. These free perks make Affirm a top choice for budget-conscious shoppers in 2025.

Effortless Account Management

Managing your Affirm account is simple and convenient. Use the app or website to make online payments, check your email notifications, and track upcoming payments. The user-friendly interface ensures you stay in control of your finances without any hassle.

How to Use Affirm: A Step-by-Step Guide

Step 1: Shop with Affirm

Whether you're browsing online or visiting your favorite stores, Affirm makes it easy to pay later. Look for Affirm at checkout or request a virtual card through the app. This flexibility is perfect for shoppers who want to manage their budgets effectively.

Step 2: Customize Your Payment Plan

Affirm puts you in control by offering multiple payment options. Choose from interest-free bi-weekly payments or monthly installments that fit your budget. This feature ensures you can shop confidently without financial stress.

Step 3: Stay on Top of Payments

Use the Affirm app or website to manage your payments effortlessly. Set up AutoPay to avoid missing due dates, and rest assured knowing there are no late fees or hidden charges. Affirm’s transparent approach sets it apart from traditional credit cards.

Why Affirm is the Clear Choice

Unlike credit card companies, Affirm believes in transparency. Say goodbye to sneaky fine print and unexpected fees. With Affirm, you get a straightforward, fee-free experience that keeps your finances on track in 2025 and beyond.